D&B Rating

In addition to the compliance information available in the Reliable Partner report, Valvoja enables users to monitor suppliers’ creditworthiness through credit rating information based on the Dun & Bradstreet Rating model. This feature supports risk management and provides valuable additional insights for procurement and supplier management decisions. 

D&B Rating information is included for Reliable Partner companies on active monitoring lists for users with the Valvoja Standard service level.

D&B's AAA-Rating categorizes companies into seven different rating classes:

• AAA = Highest credit rating. Credit risk is minimal.
• AA = Good creditworthiness. Credit risk is lower than average.
• A = Creditworthy. Normal credit risk.
• AN = New business activity / No negative background information. Credit risk is slightly higher than normal; limited credit extension is recommended.
• NO RATING (NR) = Information is incomplete or contradictory.
• B = Unsatisfactory. Credit risk is higher than normal.
• C = Credit is not recommended. Credit risk is significant.